The expense tracker, engineered

Every layer of your
money, machined.

Budgets, EMIs, subscriptions, forecasts — assembled into one quiet app. Completely free. No subscription, no paywall.

Glass — calm UI Balance — live across accounts Budgets — 70 · 90 · 100 alerts Ledger — splits & quick-add Engine — on-device, private

Built like hardware. Every layer earns its place — free to start, and yours forever for one fair price.

01 — Budgets

Warned at seventy.
Saved at ninety.

Monthly limits per category, with alerts at 70%, 90% and 100% of spend — before the damage, never after. Begin with a template and shape it to your month.

  • Template wizard50/30/20 · Zero-based · Custom
  • Alert ladder70% · 90% · 100%
  • ScopePer category, per month
9:41
Budgets2 alerts
Groceries46%
Transport72%
Dining out93%
Shopping38%
Entertainment55%
02 — Forecast

It looks forward,
not just back.

Breakdowns show where the money went. The forecast shows where it is going — a month-end projection drawn from your real pace, so the final week is never a surprise.

  • ProjectionMonth-end spend, from live pace
  • TrendsCategory & month over month
  • BreakdownsEvery category, every account
9:41
AnalyticsForecast on
Projected month-endFrom live pace₹33,800
vs last monthTotal spend−12%
03 — Bills

Every due date,
counted down.

Subscriptions and loan EMIs gathered into one calendar, each with a days-until countdown. Krelvax notifies you before the money leaves — never after.

  • SubscriptionsRenewal tracking, pre-renewal alerts
  • LoansEMI schedule, next payment date
  • ViewOne unified calendar
9:41
Bills2 due soon
Netflix PremiumSubscription · ₹6493 days
Car loan EMI₹12,400 · 14 of 365 days
Spotify DuoSubscription · ₹14911 days
Home loan EMI₹28,750 · 31 of 24014 days
iCloud+ 200GBSubscription · ₹21918 days
Gym membershipSubscription · ₹1,50021 days
Spec sheet

Considered, down to the line item.

PriceCompletely freeSupported by a single banner ad · no subscription, no paywall
LimitsUnlimited transactionsNo card, no account required to begin
TransactionsQuick-add, splits, edit & delete, calendar view
BudgetsAlerts at 70 / 90 / 100% — 50/30/20, zero-based or custom templates
Loans & subsEMI schedules, renewal tracking, pre-renewal notifications
DataPDF / CSV exportDate range & account filters · system share sheet
StorageOffline-only · on-device SQLite · no accountOptional Google Drive backup you control · restore it yourself
PrivacyDPDPA consent (Hindi + English) · in-app data deletion
The math

Five years of tracking.
Priced honestly.

Most finance apps charge subscription rent on your own data, every single year. Krelvax is completely free — every feature, no paywall, ever.

App typePer yearOver 5 yearsModel
Premium budgeting suitesBig-name US budgeting apps₹8,000–9,500~₹45,000Subscription
Finance app "Pro" tiersTypical premium unlock₹1,400–1,900~₹8,000Subscription
Ad-supported free appsYou pay with your data & attention₹0 + adsYour privacyAds
Other one-time trackersUsually missing budgets or forecasts—₹700–1,000One-time
KrelvaxEverything included · genuinely free₹0₹0Free

Ranges are indicative market prices converted to INR as of June 2026. Individual apps vary by region and change over time.

Everything. Free.
₹0
Free forever · no subscription · no paywall
Unlimited transactionsBudgets + alertsEMI & subscriptions Custom categoriesCSV / PDF exportForecasts Offline-firstAll future updates
Notify me at launch

Free, supported by a single banner ad. Launching soon on Android in India.

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